Review, Compare, and Negotiate Offers

📱 How We Present an Offer

When we receive an offer, we prepare an easy-to-read text message showing the important terms. We also email the complete written offer for your review. Then we discuss it with you by phone, text, email, or in person—whichever works best for you.

We explain how the terms may affect your proceeds, timing, responsibilities, and likelihood of closing. We guide and advise; you decide how to respond.

📋 Your Offer Summary

Your summary will usually include:

💰 Buyer Closing-Cost Requests

Buyers often ask the seller to contribute toward closing costs because they may qualify for the loan but not have enough available cash for the down payment, lender fees, closing costs, prepaid property taxes, homeowners insurance premiums, escrow deposits, inspections, and other upfront expenses.

A request is not a requirement. If the estimated net is too low, you may counter with a price or other terms that could allow the buyer to receive the requested assistance while better meeting your goals. Any price increase still has to work with the buyer’s financing and the appraisal. You decide what, if anything, you are willing to pay.

💵 Earnest Money

Earnest money shows the buyer’s good-faith intent and is usually held by the party named in the contract. It almost never goes to the seller. Mississippi contracts include several protections for buyers, and whether earnest money is released depends on the written contract and the circumstances.

🏦 Financing Documentation

We expect a financed offer to include a current prequalification or other financing letter. A cash offer should include acceptable proof of funds. When an offer arrives without documentation, we promptly request it and let you know it has not yet been received.

🔍 Inspections

Our standard contract generally provides a 10-business-day inspection period unless the offer states otherwise. We point out the exact deadline, explain the process, and help you evaluate any request the buyer or buyer’s agent later makes. A request for repairs, an allowance, or another concession is still a request—you decide how to respond.

📅 Closing Date and Possession

A projected closing date can be a little like a baby’s due date: it may shift a little sooner or later depending on the lender’s readiness to close and other transaction details. We help everyone work toward the date in the contract and keep you informed if an adjustment may be needed.

You cannot be required to close before the date stated in the contract. Any extension must be documented in writing and signed by both parties.

🤝 Your Choices

You may accept the offer, reject it, make a counteroffer, or allow it to expire. We explain the advantages, risks, and likely effect of each option. Once you decide, we prepare and communicate the response you authorize.